Save ~30% with TrueMed

How to Use Your HSA/FSA Funds

Heart Tune™ is HSA and FSA eligible through our partnership with TrueMed. That means you can use pre-tax dollars to support your cardiovascular health and most customers save around 30% compared to paying out of pocket.

HSA and FSA accounts are funded before taxes are deducted from your paycheck, which means every dollar goes further. It's one of the smartest ways to invest in your health.

Why Heart Tune™ Qualifies

Heart Tune™ is physician-formulated to support cardiovascular health, a recognized medical priority. TrueMed works with licensed practitioners to issue Letters of Medical Necessity for products used to treat, mitigate, or prevent qualifying conditions including hypertension and elevated cardiovascular risk.

Pay with HSA/FSA

How Does It Work For One Time Orders?

  1. Add Heart Tune™ to your cart. On the product page, select One-Time Purchase (not Subscribe & Save)
  2. At checkout, under Payment, Click TrueMed - Pay with HSA/FSA
  3. Enter your HSA/FSA card details
  4. Take the 1-minute survey to determine your eligibility
  5. Once eligibility is confirmed, you’ll receive a confirmation email with your Melody product details
Shop with HSA/FSA
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Pay with HSA/FSA

How Does It Work For Subscription Orders?

  1. Add Heart Tune™ to your cart and select Subscribe & Save on the product page.
  2. At checkout, pay with your normal credit or debit card
  3. After you complete your purchase, you’ll receive a confirmation email with a survey inside
  4. Take the 1-minute survey to determine your eligibility
  5. Within a few business days (and usually quicker), the TrueMed Concierge will contact you about eligibility
  6. Once approved, TrueMed will process your reimbursement through your HSA or FSA provider. Most customers receive reimbursement within 5–10 business days.
Shop with HSA/FSA
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Frequently Asked Questions

TrueMed partners with brands like Melody to help customers use their Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to purchase qualified health products. These accounts are funded with pre-tax dollars and are typically set up through your employer.

HSAs are linked to high-deductible health plans and allow you to roll over unused funds year to year. FSAs are independent of your health plan but must be used within the calendar year. If you're unsure whether you have one, ask your HR department or benefits administrator.

HSA and FSA accounts let you pay for eligible health products using pre-tax dollars. That means you can buy health-related products before taxes are taken out of your paycheck—giving you more value for your money.

Each year, individuals can contribute up to $3,850 to an HSA ($7,750 for families), plus an extra $1,000 if you’re 55 or older. For FSAs, the limit is $3,050, with the potential for an additional $500 in employer contributions. This typically results in $1,000–$2,000 in annual savings, depending on your tax rate and location.

A Letter of Medical Necessity (LMN) is a document provided by a licensed healthcare practitioner that explains how a product or service is used to treat, mitigate, or prevent a diagnosed medical condition. Many HSA/FSA administrators require this letter to approve your purchase.

Yes! You can use your HSA or FSA card directly at checkout. After your purchase, you'll receive a Letter of Medical Necessity to support your use of funds. Keep this letter for your records for at least three years in case your administrator requests it.

TrueMed does not currently support payment for subscription orders with your HSA/FSA card, but you can still get your free Letter of Medical Necessity after checkout and submit for reimbursement through your benefits provider!

Absolutely. If you choose to use a regular credit card at checkout, we’ll send you clear instructions on how to submit your receipt and documentation for reimbursement through your HSA/FSA administrator.

Yes, they do! At this time, TrueMed does not accept HSA/FSA card payments for subscription orders at checkout. However, you can still take advantage of the savings!

After placing your order, you’ll receive a free Letter of Medical Necessity, which you can submit to your HSA/FSA administrator for reimbursement.

Letters of Medical Necessity are typically sent within 24 to 48 hours. If you don’t see it in your inbox, please check your spam or junk folder. Still no luck? Email TrueMed directly at support@truemed.com or contact our team at hello@melodywellness.com and we'll help track it down.

If your purchase doesn’t qualify under your HSA/FSA plan at this time, don’t worry. You can reapply later or use regular payment methods and seek reimbursement when eligible.

Just like a regular bank account, your HSA/FSA card will be declined if there aren’t enough funds. In some cases, you may be able to request a split invoice from the merchant so you can use both your HSA/FSA card and another form of payment.

Please contact TrueMed directly at team@truemed.com. They can reissue your Letter of Medical Necessity in your administrator's preferred format.

Yes! Most employers offer open enrollment between October and December. During this time, you can choose to contribute to an HSA or FSA for the following year. Starting January 1st, you’ll be able to spend the full elected amount—even though the funds are deducted from your paycheck over time.